PROMO MECHANICS

1. The Up to ₱8,000 CASHBACK Promo (“Promo”) is open to select RCBC Visa Credit Card principal cardholders who are recipients of the promo electronic direct mail or SMS who will use their qualified RCBC Credit Cards during the promo period (“Qualified cardholders”).
2. Promo runs from February 20 to April 20, 2025 (“Promo Period”).
3. To qualify for the Promo, eligible cardholders must make a single-receipt or accumulated straight or installment spend anywhere using the cards mentioned in the EDM/SMS. Transactions made by the Supplementary cardholder will be qualified as part of the Principal cardholder’s spend.
   
   

   REQUIRED SPEND during promo period	CASHBACK
   ₱150,000 to <₱200,000	₱3,000
   ₱200,000 to <₱250,000	₱5,000
   ₱250,000 to <₱300,000	₱6,000
   ₱300,000 & up	₱8,000



4. Eligible cardholders can earn a maximum of P8,000 Cashback (per customer) for the duration of the promo. The applicable cashback will be credited to the qualified RCBC Visa Credit Card within 30 business days from the end of the promo period.
5. The following posted transactions are qualified for the promo:
   1. Domestic retail/straight transactions
   2. Overseas retail/straight transactions
   3. Installment transactions
   4. Bills Payment
   5. Online transactions
   6. Recurring payments
   7. Mail & telephone orders
   The following transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, Cash Loan, YourCash, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living).
6. Qualified cardholder must register once online using his/her RCBC Visa Credit within the promo period at https://cloud.marketing.rcbcbankard.com/TW8K and input the following:
   • Card Embossed Name
   • First 8 and last 4 digits of the qualified RCBC Visa Credit Card
   • Unique Registration Code (to be provided via EDM & SMS)
   *A qualified RCBC Visa Credit cardholder with multiple RCBC Credit Cards should only register his/her RCBC Visa Credit Card.
7. Qualified cardholder’s account must be active and current at the time of registration and crediting of the applicable cashback.
8. Qualified cardholders who have met the required spend amount and who have successfully registered will receive a confirmation SMS to be sent to their registered mobile no. on or before May 15, 2025.
9. The cashback will be automatically credited to the qualified RCBC Visa Credit card and can be used to pay for purchases or any outstanding balance on the Card.
10. The cashback cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
11. The cardholder will be charged the cost of the cashback if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
12. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
13. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the end of promo.
14. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

Per DTI FTEB-214535, Series of 2025