Please make sure that all information is entered correctly. Otherwise, registration will be deemed invalid.


  1. The promo is open to RCBC Bankard Principal and Supplementary cardholders whose accounts are active and current and in good credit standing.
  2. Promo is from March 15 to May 15, 2022.
  3. Cardholders are entitled to get up to ₱2,000 FREE Universal eGift for their 0% INSTALLMENT POS-BASED & ONLINE 0% INSTALLMENT, REGULAR INSTALLMENT at RCBC Bankard affiliated merchants, as well as UNLI INSTALLMENT CONVERSIONS, with minimum of 12 months term with their RCBC Bankard.
    ₱15,000 to < ₱25,000 (first installment ever) ₱300
    ₱25,000 to < ₱50,000 ₱500
    ₱50,000 to < ₱100,000 ₱1,000
    ₱100,000 and up ₱2,000

  4. Offer is valid in all RCBC Bankard, POS, online installment and Regular Installment affiliated merchants. See the full list here.
  5. Cardholders can convert their straight transactions once posted to UNLI Installment via the RCBC Online Banking app. Need help? See the step-by-step guide here.
  6. Less than 12 months installment terms are not qualified.
  7. To qualify for the promo, the cardholder must do a one-time registration with complete correct details at
  8. The Universal eGift will be sent to the cardholder’s registered mobile number and will be credited based on the following schedule:
    Spend & Registration Cut-Off Credit Date
    March 15 – March 31, 2022 April 15, 2022
    April 1 - 30, 2022 May 13, 2022
    May 1 – 15, 2022 May 31, 2022

  9. In case of disputes related to the promo, the decision of RCBC Bankard shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Bankard.

Per DTI Fair Trade Permit No. FTEB-138950, Series of 2022.

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