PROMO MECHANICS

1. The Welcome Gift promo is open to all new-to-RCBC Bankard* card applicants who applied and subsequently got approved of an RCBC Bankard JCB from February 10 to April 10, 2022.
   Promo extended until May 31, 2022 as approved by DTI-FTEB.
2. Qualified RCBC Bankard cardholders must make a single-receipt or accumulated spend anywhere using their new RCBC Bankard within 60 days from card delivery. The Welcome Gift that the cardholder can redeem will be specific to the Card Type and the Spend Requirement, as indicated in the table below:
   

   CARD TYPE	SPEND REQUIREMENT	WELCOME GIFT (Choose one)
   RCBC Bankard JCB Classic	₱12,000	₱2,000 Datablitz Gift Code or P2,000 Lazada Wallet Gift Code
   RCBC Bankard JCB Gold	₱15,000	₱3,000 Datablitz Gift Code or P3,000 Lazada Wallet Gift Code
   RCBC Bankard JCB Platinum	₱30,000	₱5,000 Datablitz Gift Code or ₱5,000 Lazada Wallet Gift Code
   	₱50,000	Nintendo Switch Lite or ₱10,000 Lazada Wallet Gift Code

   *RCBC Bankard JCB Platinum cardholders may choose to upgrade their Nintendo Switch Lite Console Blue provided that cost (based on SRP) of upgrade shall be shouldered by the cardholder & payment must be made using the eligible RCBC Bankard.
3. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
4. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions.
   The following transactions are excluded from the promo: Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Mobile payment/mobile wallet (e.g GCash, PayMaya, ShoppeePay, Lazada Wallet, GrabPay, PayPal, PayMongo, Coins.ph, and the like), Casino/Gambling, Money Transfers, Quasi Cash Financial Institution, Political organizations, Bail, Bond Payment, Wholesale & Distribution.
5. To avail, the qualified cardholder must register once online from February 10 to April 30 June 30, 2022 at https://cloud.marketing.rcbcbankard.com/jcb-acqui-activation and input the following:
   
   • CARD EMBOSSED NAME
   • FIRST 8 DIGITS, and LAST 4 DIGITS of the CARD
   • PREFERRED WELCOME GIFT
   • DATABLITZ BRANCH (for Datablitz Gift Code & Nintendo Switch Lite)
   *Once registration form is submitted, the selected Welcome Gift and/or Branch shall be considered final.
6. Qualified cardholder’s account must be active and current at the time of registration.
7. Qualified cardholders who have met the required spend amount specific to their card product and who have successfully registered will receive a confirmation or gift code via SMS which will be sent to their registered mobile no. based on the schedule below:
   

   SPEND CUT-OFF DATE (cardholder must be successfully registered within spend cut-off date)	ISSUANCE of GIFT CODE
   February 10 to 28, 2022	March 15, 2022
   March 1 to 31, 2022	April 13, 2022
   April 1 to 30, 2022	May 16, 2022
   May 1 to 31, 2022	June 15, 2022
   June 1 to 30, 2022	July 15, 2022
   July 1 to 31, 2022	August 16, 2022
   August 1 to 31, 2022	September 16, 2022

8. The cardholder can only avail of the offer and receive a Welcome Gift once for the duration of the promo.
9. The cardholder will be charged the cost of the Welcome Gift if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
10. The cardholder agrees not to cancel his/her RCBC Bankard within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the Annual Membership Fee. If the cardholder requests for card cancellation or waiver of annual membership fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Bankard may be cancelled by RCBC Bankard Services Corporation (RBSC).
11. The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
12. The offer is not valid in conjunction with ongoing promotions for new RCBC Bankard cardholders.
13. All employees of RCBC Bankard, RCBC, and YGC are not qualified to avail of the offer.
14. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard with the concurrence of DTI shall be considered final. However, if the dispute involves Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Bankard & Rewards Partner with the concurrence of DTI shall be considered final.
15. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the issuance of last SMS confirmation.
16. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.

REDEMPTION

Per DTI Fair Trade Permit No. FTEB-136697, Series of 2022