Promo Highlights:

1. To qualify, RCBC JCB Credit Cardholders must register at https://cloud.marketing.rcbcbankard.com/jcbestofjapan from November 15, 2024 to May 15, 2025.
2. Earn raffle entries when you apply, activate, and shop anywhere using your RCBC JCB Credit Card.
3. There will be 15 grand winners of Japan Travel Package for two (2) and 30 winners of Japanese Experience Pack worth ₱10,000.

Promo Mechanics:

1. The Promotion is open to all RCBC JCB Credit Cardholders whose accounts are active, current, and in good credit standing* during the Promotion Period and at the time of the Raffle Draw.
2. Promotion Period is from November 15, 2024 to May 15, 2025.
3. To participate, the Primary JCB cardholder must register at https://cloud.marketing.rcbcbankard.com/jcbestofjapan.
4. Cardholders will automatically earn the corresponding number of raffle entry/ies based on the following conditions:
   
   

   Condition	No. of E-Raffle Entries
   Apply and use your newly issued RCBC JCB credit card for the 1st time with a minimum single-receipt transaction of at least P1,000 (“Spend Requirement”) on posted straight/retail (face to face or online) purchases, merchant installment transactions (principal amount), using his/her RCBC JCB Credit Card within the Promotion Period.	Ten (10) e-raffle entries
   Use your existing RCBC JCB credit card for a minimum single-receipt transaction of at least P1,000 (“Spend Requirement”) on posted straight/retail (face to face or online) purchases, merchant installment transactions (principal amount)	One (1) e-raffle entry



5. The following transactions are not qualified to earn e-raffle entry:
   1. Refunded, disputed, unauthorized or fraudulent transactions. In case of reversals, only the remaining amount will be qualified to earn a raffle entry.
   2. Installment transactions via balance transfer, balance conversion, convert to installment, purchase/retail conversion, and similar on-us installment program/s of RCBC Credit Cards.
   3. Finance charges and all other credit card fees and charges.
   4. Transactions from betting/casino/gambling, money transfers, quasi cash financial institutions or cash-in to load e-wallet/prepaid cards, political organizations, transactions from trade and remittances and bail & bond payments.
   5. Local and International Cash Advance transaction/s via ATM or over-the-counter.
   6. Any type of Bills Payment (under auto-charge, utility/recurring bills, loan payments etc.)
6. E-raffle entries earned by Supplementary Cardholders will be credited to the Principal Cardholder.
7. Transaction/s made before the registration but within the Promotion Period will be qualified to earn e-raffle entry/ies.
8. Prior to the Raffle Draw, an SMS and/or e-mail notification on earned raffle entries will be sent by RCBC Credit Cards to qualified Cardholders who have an updated mobile number and/or registered e-mail address.
9. All employees of JCB International Asia Pacific Pte. Ltd. (“JCB”), RCBC Bankard Services Corporation, Rizal Commercial Banking Corporation; and other promo partners namely AnyMind Philippines, Innovasia Media Enterprises, Discover Tour Inc, Oddefy Creative Inc., Golden Pencil Manila Events and Production Inc, including their relatives up to the second degree of consanguinity or affinity are disqualified from joining the Promotion.
10. JCB and RCBC Credit Cards hold the right to certify eligibility of its winner/s and his/her account satisfies the criteria set in the promo mechanics.
11. By joining this Promotion, the Cardholder confirms that he/she has read, understood, and agreed to the Promo mechanics.
12. The terms and conditions indicated in issuing Bank partner’s Terms and Conditions Governing the Issuance and Use of its cards shall apply.
13. All questions or disputes regarding the Cardholder's eligibility for the Promotion shall be resolved by JCB and RCBC Credit Cards. In case of disputes relating to the Promotion, the decision of JCB and RCBC Credit Cards shall be conclusive with approval of DTI.

To know more about the raffle draw & claiming of prizes, visit https://rcbccredit.com/promos/JCBJPN.

Terms & Conditions apply. DTI FTEB-207217, s2024.