Only qualified cards are eligible to register. Please make sure that all information is entered correctly. Otherwise, registration will be deemed invalid.


1. The Shop Anywhere & Get a FREE Treat (“The Promo”) is open to all RCBC Bankard Mastercard cardholders (“Cardholders”) who are recipients of a promo mailer and whose accounts are active and in good credit standing.

2. The promo will run from May 1 to 31, 2021 (“Promo Period”).
PROMO EXTENDED UNTIL JULY 15, 2021, as approved by DTI-FTEB
Registration Period: May 1 to July 15, 2021
Spend Period: May 1 to July 15, 2021
Redemption Period: May 1 to October 15, 2021

3. To qualify for the promo, the RCBC Bankard Mastercard cardholder must:

a. Register online at and provide the following information: Card embossed name and First 8 & last 4 digits of Card. The cardholder must only register ONCE within the specified period and ensure that correct details are entered.Registration with incomplete card number and misspelled name will not be approved.

The Principal Cardholder must have updated contact details with RCBC Bankard, and by registering for the promo, the cardholder agrees to receive SMS/text messages or e-mails, and freely consents to process his/her personal information in relation to the promo.

Cardholders who successfully registered to join the Promo will receive an SMS confirmation within 7 business days after the registration.

b. The cardholder must use his/her RCBC Bankard Mastercard credit card within the promo/spend period and make any of the following transactions:
i. minimum single-receipt straight (domestic, international, or online) purchase of ₱5,000 and up
ii. minimum single-receipt straight (domestic, international, or online) purchase of ₱25,000 and upiii. 
minimum single-receipt 0% installment (domestic, online) purchase of ₱25,000 and up

The following transactions are excluded from the promo:

  • RCBC Bankard Installment Program availments such as but not limited to Balance Conversion/ Purchase Conversion, Cash Advance, CHARGE, Balance Transfer, Cash Loan, Your Cash!
  • All types of Auto-debit, Recurring bill transactions, Bills payment (e.g., Meralco, Telco), RCBC Bankard’s Fast BillsPay
  • Transactions from Casino/Gambling, Gas/Service Stations, Money Transfers, Quasi Cash Financial Institution, Political Organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing/Networking (e.g., Fern, Amway, UNO, Herbalife, UHS/USANA,Suy Sing, Dyna Drug, Young Living, and the like.)
  • Remittance, Payment Services, Online Aggregators, &Mobile payment/mobile wallet (e.g., GCash, PayMaya,Grab/GrabPay, PayPal, PayMongo,, and the like)
  • Monthly amortizations from installment transactions or installment plan availment.
  • Payments made to social media platforms, cloud service and software providers; transactions for business purposes.
  • Subsequently cancelled or refunded transactions

4. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.

5. Only one (1) transaction meeting the minimum spend requirement per unique merchant per Principal cardholder account, per day shall be eligible for the promo. Transactions from one branch to another branch with the same merchant per day is strictly not allowed, and considered as splitting. Any transaction that is determined to be a result of splitting will not earn a free treat.

6. For each qualified transaction, the RCBC Bankard Principal Cardholder will receive one (1) BCode (“Treat”) corresponding to his/her card type, through SMS. BCodes will be sent to cardholders based on the following schedule:

FROM & TO Date of Qualified TransactionsReceipt of Authentication Code/s
May 1 - 10May 14
May 1 - 17May 21
May 1 - 24May 28
May 1 - 31June 4
May 1 - June 7June 11
May 1 - June 14June 18
May 1 - June 21June 25
May 1 - June 28July 2
May 1 - July 5July 9
May 1 - July 12July 16
May 1 - July 15July 23

7. Treats are based on the qualified spend made by the cardholder. 

Qualified Purchase Treats (BCode)
Choose one
Minimum single-receipt straight purchase of ₱5,000 and up
(domestic, international, or online)

Butter Mamon 5s Pack

Cheesy Ensaimada 4s Pack
Minimum single-receipt straight purchase of ₱25,000 and up
(domestic, international, or online)
Minimum single-receipt 0% installment purchase of ₱25,000 and up  

Chocolate Dedication Jr.

Mocha Dedication Cake Jr

8. BCodes can be redeemed at the “Rewards Partner’s” Stores: All Red Ribbon Branches - except NAIA branch

9. Redemption of BCode is valid for dine-in and take-out only and is not valid for delivery.

10. BCodes are valid until October 15, 2021. BCodes that are not redeemed within the specified redemption period shall be forfeited.

11. RCBC Bankard reserves the right to charge the cost of resending the BCodes against the cardholder’s RCBC Bankard account due to but not limited to recently updated mobile number and accidentally deleted BCodes.

12. The cost of the free treat shall also be charged to the cardholder’s RCBC Bankard account should his/her redemption be found fraudulent.

13. The free treats cannot be exchanged for cash, rewards points or products other than the offers indicated in this mechanics and cannot be availed of with other ongoing promotions of RCBC Bankard.

14. All questions and issues arising from the Promo will only be accepted within sixty (60) days after the last day of the promo period. After which, RCBC Bankard will no longer accommodate disputes.

15. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard with the concurrence of DTI shall be considered final. However, if the dispute involves The Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Bankard &Rewards Partners with the concurrence of DTI shall be considered final.

PerDTI Fair Trade Permit No. FTEB-117864, Series of 2021

Copyright © RCBC Bankard 2021