Only qualified cards are eligible to register. Please make sure that all information is entered correctly. Otherwise, registration will be deemed invalid.

Promo Mechanics:

  1. The Welcome Gift promo is open to all new-to-RCBC Bankard card applicants who applied and subsequently got approved of an RCBC Bankard UnionPay Diamond Card from July 29 to October 20, 2021.
  2. RCBC Bankard cardholders must make a single-receipt or accumulated spend of ₱20,000 anywhere using their new RCBC Bankard UnionPay Diamond Card within 60 days from card delivery
  3. Once qualified cardholder has reached required spend, he/she will receive ₱5,000 SM Gift Pass eGift.
  4. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
  5. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions.The following transactions are excluded from the promo: Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Mobile payment/mobile wallet (e.g GCash, PayMaya, ShoppeePay, Lazada Wallet, GrabPay, PayPal, PayMongo,, and the like), Casino/Gambling, Money Transfers, Quasi Cash Financial Institution, Political organizations, Bail, Bond Payment, Wholesale & Distribution.
  6. To avail, the qualified cardholder must register once online at from July 29 to December 20, 2021 and input Card Embossed Name and First 8 & Last 4 Digits of Card
  7. Qualified cardholder’s account must be active and current at the time of registration.
  8. Qualified cardholders who have met the required spend amount and who have successfully registered will receive his/her ₱5,000 SM Gift Pass eGift via SMS based on the schedule below:
    (cardholder must be successfully registered within spend cut-off date)

    July 29 to July 31, 2021August 10, 2021
    August 1 to 31, 2021September 10, 2021
    September 1 to 30, 2021October 11, 2021
    October 1 to 31, 2021November 10, 2021
    November 1 to 30, 2021December 10, 2021
    December 1 to 31, 2021January 10, 2022
    January 1 to 31, 2022February 10, 2022
    1. The cardholder can only avail of the offer and receive a Welcome Gift once for the duration of the promo.
    2. The cardholder will be charged the cost of the Welcome Gift if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
    3. The cardholder agrees not to cancel his/her RCBC Bankard within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the Annual Membership Fee. If the cardholder requests for card cancellation or waiver of annual membership fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Bankard may be cancelled by RCBC Bankard Services Corporation (RBSC).
    4. The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
    5. The offer is not valid in conjunction with ongoing promotions for new RCBC Bankard cardholders.
    6. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard with the concurrence of DTI shall be considered final. However, if the dispute involves Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Bankard with the concurrence of DTI shall be considered final.
    7. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.

    Redemption Process:

    1. The SM Gift Pass eGift has no expiry.
    2. RCBC Bankard UnionPay Diamond cardholder must click the eGift link sent to his/her registered mobile no.
    3. In the landing page, follow indicated redemption instructions.

    Per DTI-FTEB Permit No. 124264 Series of 2021

    Copyright © RCBC Bankard 2021