PROMO MECHANICS

1. The Welcome Gift promo is open to all new-to-RCBC Bankard card applicants who applied and subsequently got approved of an RCBC Bankard Visa Platinum or Visa Infinite within the promo period, from September 10 to November 10, 2022.
2. Qualified RCBC Bankard cardholders must make a single-receipt or accumulated spend anywhere using their new RCBC Bankard within 60 days from card delivery. The Welcome Gift that the cardholder can redeem will be specific to the Spend Requirement, as indicated in the table below:
   

   CARD TYPE	SPEND REQUIREMENT	WELCOME GIFT Choose one (1)
   RCBC Bankard Visa Platinum & RCBC Bankard Visa Infinite	₱40,000	20,000 airasia Points (equivalent to 1 round-trip international flight to Kuala Lumpur, Kota Kinabalu, Singapore during Final Call promo*)
   		7,500 Asia Miles (equivalent to Cathay Pacific one way economy ticket from Manila to Hong Kong**)
   		₱5,000 Dear PAL E-Gift Card
   	₱60,000	40,000 airasia Points (equivalent to 1 round-trip international flight to Bangkok, Hong Kong, Bali during Final Call promo*)
   		15,000 Asia Miles (equivalent to Cathay Pacific round-trip economy ticket from Manila to Hong Kong**)
   		₱10,000 Dear PAL E-Gift Card

   *airasia Final Call is a monthly points redemption promo where points required for flights are discounted up to 90% off. Flights are subject to fare and seat availability
   **equivalent to Cathay Pacific round-trip economy ticket from Manila to Hong Kong and other respective designations. Miles required may vary and redemptions are subject to availability, please refer to www.asiamiles.com for the latest details.
   
   2.1. All taxes, travel insurance, visa, other documentation/s, fees, and expenses related to the Welcome Gift or redeemed flight must be shouldered by the qualified cardholder


3. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
4. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions.
   
   The following transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified: 4829 Money Transfer - Merchant, 6050 Quasi Cash - Customer Financial Institution, 6051 Quasi Cash - Merchant, 6211 Securities – Brokers/Dealers, 6532 Payment Transaction – Customer Financial Institution, 6533 Payment Transaction - Merchant, 6536 MoneySend Intracountry, 6537 MoneySend Intercountry, 6538 MoneySend Funding, 6540 POI Funding Transactions, 6760 U.S. Savings Bonds, 8651 Political Contributions/Organizations, 9211 Court Costs including Alimony and Child Support, 9222 Fines, 9223 Bail and Bond Payments, 9411 Gov. Loan Payments, 7995 Casino/Gambling, and 9223 Bond or Bail Payment.
5. To avail, the qualified cardholder must register once online from September 10 to December 15, 2022 at https://cloud.marketing.rcbcbankard.com/welcome-visa and provide the following:
   
   • CARD EMBOSSED NAME
   • FIRST 8 DIGITS, and LAST 4 DIGITS of the CARD
   • PREFERRED WELCOME GIFT (Select one from the dropdown)
     • For AIRASIA POINTS, cardholder must provide airasia member account name and number. No account yet? Sign up here: https://www.airasia.com/
     • For ASIA MILES, cardholder must provide Cathay membership account name and number. No account yet? Sign up here: https://www.cathaypacific.com/cx/en_PH/membership/sign-up.html
     • For PAL, the E-GIFT CARD will be sent to the cardholder’s registered email address
   *Once registration form has been submitted, the selected Welcome Gift shall be considered final.
6. Qualified cardholders who have met the required spend amount specific to their preferred welcome gift and who have successfully registered will receive a confirmation via SMS that their airasia points or Asia Miles has been credited to their nominated airasia or Cathay membership account. The SMS confirmation will be sent to their registered mobile no. and the Dear PAL E-Gift Card shall be sent to the registered email address based on the schedule below.
   

   SPEND CUT-OFF DATE (cardholder must be successfully registered within spend cut-off date)	airasia/Asia Miles SMS CONFIRMATION or Dear PAL E-Gift Card ISSUANCE
   September 10 to 30, 2022	October 31, 2022
   October 1 to 31, 2022	November 29, 2022
   November 1 to 30, 2022	December 29, 2022
   December 1 to 31, 2022	January 27, 2023
   January 1 to 31, 2023	February 28, 2023
   February 1 to 28, 2023	March 29, 2023



7. The cardholder can only avail of the offer and receive a Welcome Gift once for the duration of the promo.
8. The cardholder will be charged the cost of the Welcome Gift if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
9. The cardholder agrees not to cancel his/her RCBC Bankard within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the Annual Membership Fee. If the cardholder requests for card cancellation or waiver of annual membership fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Bankard may be cancelled by RCBC Bankard Services Corporation (RBSC).
10. The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
11. The offer is not valid in conjunction with ongoing promotions for new RCBC Bankard cardholders.
12. All employees of RCBC Bankard, RCBC, and YGC are not qualified to avail of the offer.
13. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard with the concurrence of DTI shall be considered final. If the dispute involves Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Bankard and Rewards Partners with the concurrence of DTI shall be considered final.
14. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the issuance of last SMS confirmation.
15. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.

HOW TO REDEEM
Redemption and usage of points, miles, and e-gift card is subject to the Terms & Conditions of the partner airline. Visit the pages below for details.

Per DTI Fair Trade Permit No. FTEB-150996, Series of 2022