Please make sure that all information is entered correctly. Otherwise, redemption will be deemed invalid.

Once the registration form is submitted, the selected Welcome Gift shall be considered final.


  1. The Welcome Gift promo is open to all new-to-RCBC Credit card applicants who applied and subsequently got approved of an RCBC Mastercard Credit Card from January 20 to May 31, 2023.
  2. Qualified RCBC Credit cardholders must make a single-receipt or accumulated spend anywhere using their new RCBC Credit Card within 60 days from card delivery. The Welcome Gift that the cardholder can redeem will be specific to the Spend Requirement, as indicated in the table below:

    (Choose One)
    RCBC Classic Mastercard ₱12,000 ₱2,000 NIKE PARK eGift
    RCBC Classic, RCBC Gold Mastercard ₱18,000 ₱3,000 NIKE PARK eGift
    RCBC Classic, RCBC Gold Mastercard, RCBC Landmark Anson’s Mastercard RCBC MANGO Mastercard, RCBC Platinum Mastercard, World Mastercard, YGC Rewards Plus RCBC Platinum Mastercard ₱40,000 Marshall Minor III True Wireless Earbuds
    ₱60,000 Marshall Emberton II Portable Speaker*
    *Color of item is subject to stock availability and may vary from the images shown

  3. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
  4. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions.

    The following transactions are excluded from the offer: UnliPay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified:

    4829 Money Transfer - Merchant
    6050 Quasi Cash - Customer Financial Institution
    6051 Quasi Cash - Merchant
    6211Securities – Brokers/Dealers
    6532 Payment Transaction – Customer Financial Institution
    6533 Payment Transaction - Merchant
    6536 MoneySendIntracountry
    6537 MoneySend Intercountry
    6538 MoneySend Funding
    6540 POI Funding Transactions
    6760 U.S. Savings Bonds
    8651 Political Contributions/Organizations
    9211 Court Costs including Alimony and Child Support
    9222 Fines
    9223 Bail and Bond Payments
    9411 Gov. Loan Payments
    7995 Casino/Gambling
    9223 Bond or Bail Payment

  5. To avail, the qualified cardholder must register once online until July 31, 2023 at and provide the following:
    • FIRST 8 DIGITS, and LAST 4 DIGITS of the CARD
      *Once the registration form is submitted, the selected Welcome Gift shall be considered final.
      *Marshall Earbuds or Speaker will be delivered to the cardholder’s billing address. By registering for the promo, the cardholder agrees to share his/her NAME, MOBILE NO., and ADDRESS with partner merchant. Cardholder agrees that, as applicable, the delivery fee of his/her Welcome Gift will be charged to his/her RCBC Mastercard.
  6. Qualified cardholders who have met the required spend amount and who have successfully registered will receive a confirmation via SMS, to be sent to the registered mobile no., based on the schedule below:

    (cardholder must be successfully registered within spend cut-off date)
    January 20 to February 28, 2023 March 19, 2023
    February 5 to March 31, 2023*
    March 1 to 31, 2023
    April 20, 2023
    April 1 to 30, 2023 May 19, 2023
    May 1 to 31, 2023 June 20, 2023
    June 1 to 30, 2023 July 20, 2023
    July 1 to 31, 2023 August 18, 2023
    August 1 to 31, 2023 September 20, 2023
    *Applicable to Nike Park eGift only

  7. The cardholder can only avail of the offer and receive a Welcome Gift once for the duration of the promo.
  8. The cardholder will be charged the cost of the Welcome Gift if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent or invalid.
  9. The cardholder agrees not to cancel his/her RCBC Credit Card within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the Annual Membership Fee. If the cardholder requests for card cancellation or waiver of annual membership fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Credit Card may be cancelled by RCBC Bankard Services Corporation (RBSC).
  10. The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
  11. The offer is not valid in conjunction with ongoing promotions for new RCBC Credit cardholders.
  12. All employees of RCBC Bankard Services Corporation, RCBC, and YGC are not qualified to avail of the offer.
  13. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corporation with the concurrence of DTI shall be considered final. If the dispute involves Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Bankard Services Corporation with the concurrence of DTI shall be considered final.
  14. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the last issuance of the SMS Confirmation.
  15. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

Marshall Earbuds or Speaker

  1. The Welcome Gift shall be delivered to the cardholder’s billing address on file within 15 business days from issuance of SMS confirmation.
  2. The delivery fee of the Welcome Gift will be charged to the qualified cardholder’s RCBC Mastercard Credit Card. Cost for the delivery is between ₱200 to ₱400.

Nike Park eGift

  1. The Nike Park eGift will be sent to the qualified cardholder’s registered email address.
  2. The eGift is valid until December 31, 2023.
  3. The Nike Park eGift can only be used for in-store purchases in the Philippines.
  4. eGift is valid for one-time use only

Per DTI Fair Trade Permit No. FTEB-159355, 166259, & 160719, Series of 2023

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