Promo Mechanics:

1. The promo is open to select RCBC JCB Credit cardholders who are recipients of the promo electronic direct mail (“EDM”) or SMS.
2. Promo runs from October 20 to December 19, 2024.
3. Qualified cardholders are entitled to receive a cashback for a minimum of five (5) transactions per spend cut-off and for single-receipt spend of ₱1,000 & up. The cashback amount per transaction will depend on the spend tier.
   
   

   SPEND CUT-OFF	REQUIRED MINIMUM NO. OF TRANSACTIONS PER CUT-OFF	REQUIRED SPEND PER SINGLE-RECEIPT TRANSACTION	CASHBACK PER TRANSACTION
   October 20 to November 19, 2024	minimum of five (5) single-receipt transaction per spend cut-off	₱1,000 to below ₱3,000	₱50
   November 20 to December 19, 2024		₱3,000 & up	₱100

   
   Illustration:
   

   Transactions	Cashback
   1 to 4	No Cashback
   5 & up	Start earning cashback from 1st transaction

   
   

   Transaction	Transaction Amount Min. of ₱1,000	Cashback
   1	₱1,500	₱50
   2	₱500	₱0
   3	₱3,000	₱100
   4	₱3,000	₱100
   5	₱5,000	₱100
   6	₱10,000	₱100
   TOTAL		₱450



4. The following posted transactions are qualified for the promo:
   1. Domestic retail/straight transactions
   2. Overseas retail/straight transactions
   3. Installment transactions
   4. Bills Payment/Recurring transactions
   5. Online transactions
   6. Mail & telephone orders
   7. Cash Loan (12 months and up tenor)
   8. Balance Transfer (12 months and up tenor)
   
   The following transactions are excluded from the promo: Unlipay, Cash Advance, Balance/Purchase Conversion, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living).
5. Transactions made by the Supplementary cardholder will be qualified as part of the Principal cardholder’s spend.
6. Qualified cardholder can earn a maximum of ₱3,000 CASHBACK per spend cut-off, total of ₱6,000 CASHBACK for the duration of the promo, to be credited to the qualified RCBC JCB Credit Card within 30 business days from the end of the promo.
7. Upon meeting the required spend, the cardholder must fill out the redemption form until December 19, 2024 at https://cloud.marketing.rcbcbankard.com/jcbcashback and input the following details below:
   • Card embossed name (name as it appears on card)
   • First 8 digits of card
   • Last 4 digits of card
   • Unique Code (to be sent via SMS)
   The cardholder must only register ONCE and ensure that correct details are entered.
   
   By registering for the promo, the cardholder agrees to receive SMS/text messages or e-mails, and freely consents to process his/her personal information in relation to the promo.
8. Qualified cardholder’s account must be active and in good standing at the time of the crediting.
9. A cardholder will receive a notification via SMS that the CASHBACK has been credited to his/her qualified RCBC JCB Credit Card on or before January 31, 2025.
10. The cardholder will be charged the cost of the CASHBACK if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
11. The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
12. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
13. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond forty (30) days from the end of promo.
14. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

Terms & Conditions apply. DTI FTEB-xxxxxx, s2024.