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  1. The Promotion is open to all RCBC JCB credit cardholders whose accounts are active, current, and in good credit standing during the Promotion Period and at the time of the Raffle Draw.
  2. Promotion Period and registration is from November 15, 2023 to May 15, 2024.
  3. To participate, the RCBC JCB cardholder must register at
  4. The RCBC JCB Credit Cardholder will automatically earn one (1) e-raffle entry for a minimum single-receipt transaction of at least P1,000 (“Spend Requirement”) using his/her JCB Credit Card within the Promotion Period, on these type of transactions:
    • straight/retail (face to face or online) purchases
    • merchant installment transactions (principal amount)
  5. The following transactions are not qualified to earn e-raffle entry:
    1. Refunded, disputed, unauthorized or fraudulent transactions. In case of reversals, only the remaining amount will be qualified to earn a raffle entry.
    2. Installment transactions via balance transfer, balance conversion, convert to installment, purchase/retail conversion, and similar on-us installment program/s of the issuing bank.
    3. Finance charges and all other credit card fees and charges.
    4. Transactions from betting/casino/gambling, money transfers, quasi cash financial institutions or cash-in to load e-wallet/prepaid cards, political organizations, transactions from trade and remittances and bail & bond payments.
    5. Local and International Cash Advance transaction/s via ATM or over-the-counter.
    6. Any type of Bills Payment (under auto-charge, utility/recurring bills, loan payments etc.)
  6. E-raffle entries earned by Supplementary Cardholders will be credited to the Principal Cardholder.
  7. Transaction/s made before the registration but within the Promotion Period will be qualified and earn raffle entries.
  8. Prior to the Raffle Draw, an SMS and/or e-mail notification on earned raffle entries will be sent by the issuing card partner to qualified Cardholders who have an updated mobile number and/or registered e-mail address on his/her issuing Bank credit card account.

    Sample earned e-raffle entry on qualified transactions:
    2-Nov-23 Fast food ₱345 N 0
    15-Nov-23 Appliance (Principal amount) ₱10,000 Y 1
    20-Nov-23 Online food delivery ₱650 N 0
    5-Dec-23 Appliance 1/3 (first installment, ongoing) ₱3,333.33 N 0
    15-Dec-23 Casino ₱65,000 N 0
    25-Dec-23 Airline ₱10,876 Y 1
    5-Jan-23 Overseas Duty Free ₱78,000 Y 1
    14-Feb-24 Online retail ₱1,250 Y 1
    8-Feb-24 Grocery ₱8,800 Y 1
    Total Raffle Entries 5

  9. All employees of JCB International Asia Pacific Pte. Ltd. (“JCB”), Yuchengco Group of Companies, AnyMind Philippines, Innovasia Media Enterprises, JTB Philippines, Hotel Okura Manila (Travellers International Hotel Group, Inc.), including their relatives up to the second degree of consanguinity or affinity are disqualified from joining the Promotion.
  10. JCB and RCBC Credit Cards hold the right to certify whether a winning cardholder is an eligible cardholder and his/her account satisfies the criteria set in the promo mechanics.
  11. By joining this Promotion, the Cardholder confirms that he/she has read, understood, and agreed to the Promo mechanics.
  12. All questions or disputes regarding the Cardholder's eligibility for the Promotion shall be resolved by JCB and RCBC Credit Cards. In case of disputes relating to the Promotion, the decision of JCB and RCBC Credit Cards shall be conclusive with approval of DTI.

Click here to view the full promo mechanics.

Per DTI Fair Trade Permit No. FTEB-179653, Series of 2023.

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